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The Getting Ahead Guidebook Setup Worksheet — Form 5 of 5
Spending Categories your envelope budgets
What goes here: Day-to-day spending buckets — groceries, gas, dining out, kids' stuff, entertainment, household, pet supplies, hair, gifts (the small kind), uncategorized buffer. These are the envelopes you live out of week-to-week.
# Category Name Monthly Budget Account(s) Used Rollover? Alert at % Notes
e.g. “Groceries”, “Dining Out” $ per month checking / Visa / multi Y / N (carry leftover?) 80 / 100 subcategories, kids' allowance, etc.
Essential / Living (groceries, gas, household)
1
2
3
4
5
6
7
Lifestyle / Discretionary (dining, entertainment, hobbies)
8
9
10
11
12
13
Other (uncategorized buffer, gifts, kids, pet, etc.)
14
15
16
17
18
19
20