Pencil it in here on paper before you ever touch a key. Each worksheet matches a setup screen in the app — walk through them in order, then transfer the numbers in once.
A one-page flowchart showing the full setup path from start to finish. Print it and tape it next to your computer — your 10,000-ft view of the whole process.
Open the Onboarding Map →Every paycheck, side gig, and recurring deposit. Including pay frequency and tax treatment so the calculator is accurate.
Open Income Worksheet →List every checking, savings, credit-card, and loan account you'll be tracking. Mark which one holds your reserves.
Open Accounts Worksheet →Subscriptions, memberships, gym, streaming, AAA, mortgage, utilities — anything that hits the same day each month.
Open Recurring Charges Worksheet →Annual, semi-annual, and quarterly bills you save toward each month. Property tax, auto registration, Christmas, insurance.
Open Reserves Worksheet →Your envelope budgets — groceries, gas, dining out, etc. The day-to-day money buckets.
Open Spending Worksheet →